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Identity Lock

Identity Lock offers a proactive solution to safeguard against unauthorized account openings by locking your credit file.

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How does Identity Lock work?

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With just one click, Identity Lock allows you to lock and unlock your TransUnion credit file.

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Lock your credit file to safeguard against unauthorized account openings, then unlock it when you're ready to open a new account.

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Locking your credit file helps prevent identity thieves from opening accounts in your name.

Credit Lock

Can an identity thief use your credit to open an account?

Have you ever been surprised by how easy it was to open an account or secure a new loan with a credit check?

If identity thieves gain access to your personal information, they could use your credit to open an account. This information may be exposed through data breaches, shared on social media, or available for purchase on the dark web.

Identity Lock empowers you to proactively combat these threats. With a single click, you can lock your TransUnion credit file and easily unlock it when you need to use it.

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Lock vs. freeze

What’s the difference? Credit locks and credit freezes are two methods designed to help protect against fraudulent accounts being opened in your name.

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Credit locks allow you to easily lock and unlock your credit file with a single click. You can unlock it when applying for a loan or opening a new account, then lock it again when you're finished.

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Credit freezes necessitate contacting the credit bureau directly to freeze your credit file. They will provide you with a PIN to use for unfreezing your credit file when needed.

Identity Lock is available in